$ grep -l "#special-schemes" ./articles // 6 entries · sorted by date

Tagged #special-schemes

Every article tagged special-schemes — across categories. Tags are transversal slices: an article can carry several.

6 articles
since 2026-06-14
~36 min of reading
date category title duration tags
// june 2026
14.06.26 macro Pay-as-you-go pensions: how the French system works, and why “42 schemes”?The backbone of the French system, explained simply: pay-as-you-go, the mandatory tiers, the real meaning of the “42 schemes” figure, and what the 2023 reform — then its 2026 suspension — actually change. 9 min retirementmacro 14.06.26 macro The SNCF railway pension scheme, explainedThe railway workers' scheme without the trial or the whitewash: its history, its calculation on the last six months, its retirement ages — and why the State pays roughly €3.2bn a year to balance it. 6 min retirementmacro 14.06.26 macro The energy-sector (IEG) pension scheme (EDF, Engie, Enedis, GRDF…)Often confused with SNCF's, the electricity and gas workers' scheme differs on one decisive point: it receives no State subsidy. How it's really funded (yes, the CTA levy on your bill), and the funded layer — the PERO — sitting on top. 6 min retirementmacro 14.06.26 macro The RATP pension scheme: closed — and then what?The most media-covered scheme is also the best textbook case: its rules, its State subsidy, and above all what “closing a scheme” means over fifty years — a slow wind-down, not an immediate saving. 5 min retirementmacro 14.06.26 macro The seafarers' scheme (ENIM): the oldest in FranceBorn in 1673 under Colbert, the seafarers' scheme is the doyen of French pensions — still open, more than 80% funded by the State, and built on a unique logic: you contribute not on your wage, but on a flat-rate scale by category. 5 min retirementmacro 14.06.26 macro The small special schemes: Opera, Comédie-Française, Banque de France…Behind the big schemes hides a gallery of tiny ones: Opera ballet dancers retiring at 42, the Comédie-Française, the Banque de France, notaries' clerks. Minuscule in headcount, they reveal the often-forgotten logic of the 2023 reform. 5 min retirementmacro